My Promise, listing or buying; friendly, courteous, knowledgeable service. BC law now requires each buyer or seller to be represented by their own Realtor. Twenty-five years a Realtor, thirty-five years living the dream in the Cariboo. Choose me for experienced help and good guidance.e service.,
Listing # R2365656
LOT 14 HOOVER BAY ROAD
Beautiful Hoover Bay - on the north shore of Canim Lake this development of about 30 lots is for the family that wants a...
Listing # R2343630
5716 N GREEN LAKE ROAD
On the shores of beautiful Green Lake, sits this family home in excellent condition, with a sandy beach and miles-wide ...
Listing # R2370468
260 DOGWOOD AVENUE
100 Mile House,
Nothing to do here - just move in. Fully renovated and updated home right in 100 Mile House across the street from the ...
BC law now requires each party to a real estate transaction have their own Realtor to look after their interests. This only makes sense, Do you think a Realtor who has an agency with his or her own SELLING client can really impartially represent the interests of a BUYER of that same listing? If you're thinking of buying real estate you need someone to look out for YOU! That would be me.
Would you like more information on any listing in this area? Call me at 1-800-663-8426. Would you like the real estate flyers from this area emailed to you every time they are published? Email your name and address to me at email@example.com and I'll send you flyers each time they come out.
First-time buyers plan: a step-by-step guide to help you buy smart
So you’ve decided you’re ready to take the plunge into home ownership. Buying your first place is exciting, but it can be a little scary, too. After all, it’s probably one of the biggest purchases you’ll ever make. Here’s a step-by-step guide that can help you buy smart:
Step 1: Figure out how much you can afford.
• Get pre-approved for your mortgage. It’s a good way of finding out how much you can borrow – and it speeds up the process once you’ve found the home you want to buy.
Step 2: Figure out what type of home is right for you.
Sit down and make a list of must-haves and nice-to-haves. Be realistic, but be clear about the features you can’t live without. How many bedrooms do you need? Bathrooms? Do you want a home office? A garage? How about a big backyard? Hardwood floors? Eat-in kitchen? Consider your lifestyle and your stage of life. If you’re planning kids in a year or two, the studio loft might not be your best bet.
Step 4: Start looking.
Go to open houses. Visit mls.ca. Check the classifieds. Drive around neighbourhoods you like looking for For Sale signs. Talk to your REALTOR® about your needs and start looking at properties.
Step 5: Build a team.
Put together the right group of experts to help you buy. Start with a REALTOR® you trust, then look for a reputable lender or mortgage broker, a lawyer (or a notary in Quebec), a home inspector and an insurance broker. Your REALTOR® works closely with all of these professionals, and will be happy to recommend people you can depend on.
Step 6: Make an offer.
You’ve found the perfect place – now it’s time to make an offer. An offer to purchase includes the purchase price you’re offering, chattels to be included in the purchase (like appliances or light fixtures), the amount of the deposit, the closing date and any other conditions.
Your REALTOR® will help you prepare your offer, and will present it to the vendor, who will either accept it or make a counter offer (which asks for a higher price or different terms). You can accept or reject the counter offer. If everyone agrees, the home is yours. If not, you can make another offer, or you may have to keep looking.
Step 7: Get a mortgage.
Once you’re approved, you’ll need to decide what type of mortgage works best for your needs. Will you go with a fixed or variable interest rate? Will your mortgage be closed or open? What will your amortization period be? Will you make payments monthly, biweekly or weekly? Your mortgage broker or lender can help you find a mortgage that suits your needs – and saves you the most money in the long term.
Step 8: Move in and enjoy!
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Did you know?
First Time Buyers
Buy smart with a step-by-step first-time buyers guide to figuring out how much you can afford, finding the right home, making an offer, and more.
If you are in the market for your "Dream Home" then I would love to help. Simply fill out my Buyer Registration card and I will have suitable new listings emailed to you as soon as they come on the market.
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