Listings - From ALL sources that I can show you.

First-time buyers plan

Navigating the world of Canadian home buying


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Listing # A2279556  |  $10.00 Annual / Square Feet

Commercial  |  For Lease

5804 50 Avenue, 2 , Red Deer, AB, Canada

High traffic Gaetz Ave Commercial space has a front 8'x10' sunshine loading door. In the back, ... Get More Info


Listing # A2177935  |  $10.75 Monthly / Square Feet

Commercial  |  For Lease

8 Gateway Boulevard, 3 , Rural Clearwater County, AB, Canada

Industrial condo located in Gateway Industrial Park, just east of Rocky Mountain House. Just off ... Get More Info


Listing # A2279511  |  $15.00 Annual / Square Feet

Commercial  |  For Lease

5114 48 Street, Red Deer, AB, Canada

Now offering For lease. 5450 sqft mixed use building located in the heart of Downtown Red Deer, ... Get More Info


Listing # A2282126  |  $15.00 Annual / Square Feet

Commercial  |  For Lease

22 McKenzie Drive, Rural Red Deer County, AB, Canada

Now offering "For Lease" in the fast paced and quickly expanding area of Gasoline Alley next to the ... Get More Info


Listing # A2183769  |  $24.00 Annual / Square Feet

Commercial  |  For Lease

3215 49 Avenue, 103 , Red Deer, AB, Canada

Prime Commercial Space Available!Looking for a smaller, centrally located retail or medical space? ... Get More Info


Listing # A2285708  |  $25.00 Annual / Square Feet

Commercial  |  For Lease

21 Beju Industrial Drive, Bay 1 , Sylvan Lake, AB, Canada

An amazing opportunity now available for lease. Freshly renovated turn key restaurant located along ... Get More Info


Listing # A2285493  |  $26.00 Annual / Square Feet

Commercial  |  For Lease

3215 49 Avenue, 109 , Red Deer, AB, Canada

Prime Commercial Space Available soon! Looking for a smaller, centrally located retail, office or ... Get More Info


Listing # A2281587  |  $11,250.00 Monthly / Square Feet

Vacant Land  |  For Lease

53 McKenzie Drive, Rural Red Deer County, AB, Canada

Located west of Gasoline Alley in Red Deer County just off of Hwy 2 in a high traffic area. Fully ... Get More Info


Listing # A2281596  |  $12,100.00 Monthly / Square Feet

Vacant Land  |  For Lease

57 McKenzie Drive, Rural Red Deer County, AB, Canada

Located west of Gasoline Alley in Red Deer County just off of Hwy 2 in a high traffic area. Fully ... Get More Info


Listing # A2270212  |  $7,500

Vacant Land  |  For Sale

4820 49 , Amisk, AB, Canada

This land is to be sold with the main residence across the alley. And will not be sold separately. ... Get More Info


Listing # A2286629  |  $25,000

Vacant Land  |  For Sale

4411 Luken Avenue, Hardisty, AB, Canada

Opportunity awaits! This lot covers over 10,000 square feet and is zoned R1D, permitting the ... Get More Info


Listing # A2286637  |  $25,000

Vacant Land  |  For Sale

4407 Luken Avenue, Hardisty, AB, Canada

Opportunity awaits! This lot covers over 10,000 square feet and is zoned R1D, permitting the ... Get More Info


Listing # A2289590  |  $30,000

House  |  For Sale

13 Lake Trail Estates , Bentley, AB, Canada

Welcome to your little slice of sunshine! This sun filled and cozy, smoke free home awaits it's new ... Get More Info


Listing # A2282555  |  $40,000

House  |  For Sale

63 Pine Lane Park, Lac La Biche, AB, Canada

This mobile home is located approximately 15 minutes west of Lac La Biche. This home has a new High ... Get More Info


Listing # A2106667  |  $51,900

Vacant Land  |  For Sale

Lot 4 44 Avenue Close, Alix, AB, Canada

Build your dream home on this affordable .73 of an acre lot in the village of Alix. These lots are ... Get More Info


Listing # A2106668  |  $51,900

Vacant Land  |  For Sale

Lot 5 44 Avenue Close, Alix, AB, Canada

Build your dream home on this affordable .72 of an acre lot in the village of Alix. These lots are ... Get More Info


Listing # A2106672  |  $51,900

Vacant Land  |  For Sale

Lot 8 44 Avenue Close, Alix, AB, Canada

Build your dream home on this affordable .84 of an acre lot in the village of Alix. These lots are ... Get More Info


Listing # A2216828  |  $54,900

Vacant Land  |  For Sale

1927 27th Ave , Delburne, AB, Canada

Fully serviced Residential lot ready for someone to come and build their dream home in the thriving ... Get More Info


Listing # A2284960  |  $64,900

House  |  For Sale

5503 51 Street, Edgerton, AB, Canada

This spacious home offers a great opportunity for first-time buyers and investors alike, set on a ... Get More Info


Listing # A2278542  |  $68,000

Commercial  |  For Sale

118 Main Street, Chauvin, AB, Canada

2445 sq ft retail building located on Main Street in Chauvin. This property provides a great ... Get More Info


Listing # A2218237  |  $69,900

Vacant Land  |  For Sale

519 4th Avenue, Elnora, AB, Canada

Large lot located in Elnora. Great place to build a home, Elnora has a K-8 school, grocery store, ... Get More Info


Listing # A2277270  |  $73,900

House  |  For Sale

7050 Gray Drive, # 1020 , Red Deer, AB, Canada

Welcome to this beautifully renovated and well-cared-for mobile home, ideally located near the G.H. ... Get More Info


Listing # A2247243  |  $75,000

House  |  For Sale

202 Railway Avenue, Veteran, AB, Canada

Enjoy quiet living in the community of Veteran. 1hr(+/-) from Stettler and Wainwright. Escape the ... Get More Info


Listing # A2273812  |  $89,000

House  |  For Sale

5135 49 Street, Consort, AB, Canada

Welcome to this family home perfectly located only steps away from the local school—an ideal setting... Get More Info

Step 1: Figure out how much you can afford.


Falling in love with a house you can’t afford can be heartbreaking. Avoid disappointment by figuring out your budget before you start looking.
 
  • First, decide how much you can afford for your down payment. The Home Buyers' Plan (HBP) allows you to withdraw up to $60,000 from your Registered Retirement Savings Plans (RRSPs) to buy or build a qualifying home. You must be a first-time home buyer or buying for a disabled person. The withdrawn amount must be repaid within 15 years. More on that here. The bigger your down payment, the less principal you will owe, and the less interest you will pay.
  • Don’t forget about closing costs, like insurance, legal fees, home inspection costs, land registration and land transfer fees. Add those to your moving expenses and service hookup fees, and they can add up surprisingly fast.
  • Your monthly housing expenses (mortgage, taxes, heat, etc.) shouldn’t use up more than 32% of your income. (If your combined monthly income is $5000, for example, 32% of that is $1600.) If you have car payments or credit card debt, the rule of thumb is that total debt repayment shouldn’t be more than 40% of your income.
  • Get pre-approved for your mortgage. It’s a good way of finding out how much you can borrow – and it speeds up the process once you’ve found the home you want to buy. Call 403-887-6663 for FREE preapproval services.

Step 2: Figure out what type of home is right for you.


Sit down and make a list of must-haves and nice-to-haves. Be realistic, but be clear about the features you can’t live without. How many bedrooms do you need? Bathrooms? Do you want a home office? A garage? How about a big backyard? Hardwood floors? Eat-in kitchen? Consider your lifestyle and your stage of life. If you’re planning kids in a year or two, the studio loft might not be your best bet.

Step 3: Decide where you want to live.

Living in an area you like is as important as buying a home you love. Do you want to be close to work or is it more important that your family be close to schools and recreational sites?  Do you want the freedom that condo living gives or do you enjory looking after your own property?

Step 4: Start looking.

Go to open houses. Visit mls.ca. Check the classifieds. Drive around neighbourhoods you like looking for For Sale signs. Talk to your REALTOR® about your needs and start looking at properties.

Step 5: Build a team.

Put together the right group of experts to help you buy. Start with a REALTOR® you trust, then look for a reputable lender or mortgage broker, a lawyer (or a notary in Quebec), a home inspector and an insurance broker. Your Team Rush REALTOR® works closely with all of these professionals, and will be happy to recommend people you can depend on.

Step 6: Make an offer.

You’ve found the perfect place – now it’s time to make an offer. An offer to purchase includes the purchase price you’re offering, chattels to be included in the purchase (like appliances or light fixtures), the amount of the deposit, the closing date and any other conditions.

Your REALTOR® will help you prepare your offer, and will present it to the vendor, who will either accept it or make a counter offer (which asks for a higher price or different terms). You can accept or reject the counter offer. If everyone agrees, the home is yours. If not, you can make another offer, or you may have to keep looking.

Step 7: Get a mortgage.

Once you’re approved, you’ll need to decide what type of mortgage works best for your needs. Will you go with a fixed or variable interest rate? Will your mortgage be closed or open? What will your amortization period be? Will you make payments monthly, biweekly or weekly? Your mortgage broker or lender can help you find a mortgage that suits your needs – and saves you the most money in the long term.

Step 8: Move in and enjoy!

Trademarks owned or controlled by The Canadian Real Estate Association. Used under licence.