Listings - From ALL sources that I can show you.

First-time buyers plan

Navigating the world of Canadian home buying


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Listing # A2215879  |  $10.00 Annual / Square Feet

Commercial  |  For Lease

247 Spruce Street, Rural Red Deer County, AB, Canada

This industrial property features a 5-tonne overhead crane, four 16-foot loading doors for efficient... Get More Info


Listing # A2177935  |  $10.75 Monthly / Square Feet

Commercial  |  For Lease

8 Gateway Boulevard, 3 , Rural Clearwater County, AB, Canada

Industrial condo located in Gateway Industrial Park, just east of Rocky Mountain House. Just off ... Get More Info


Listing # A2152400  |  $11.00 Annual / Square Feet

Commercial  |  For Lease

7895 49 Avenue, 11 , Red Deer, AB, Canada

This property must be seen! 4 private offices and a large boardroom above this wide open shop with ... Get More Info


Listing # A2115023  |  $11.50 Annual / Square Feet

Commercial  |  For Lease

5804 50 Avenue, 2 , Red Deer, AB, Canada

High traffic Gaetz Ave Commercial space has a front 8'x10' sunshine loading door. In the back, ... Get More Info


Listing # A2183868  |  $13.00 Annual / Square Feet

Commercial  |  For Lease

3215 49 Avenue, 201A , Red Deer, AB, Canada

Prime MEDICAL/ BEAUTY Space Available! 5 large offices, 4 of which HAVE SINKS !Looking for a ... Get More Info


Listing # A2175674  |  $20.00 Annual / Square Feet

Commercial  |  For Lease

146A Erickson Drive, Red Deer, AB, Canada

Explore the potential of this dynamic Commercial space for your new venture or relocation! Nestled ... Get More Info


Listing # A2209961  |  $20.00 Annual / Square Feet

Commercial  |  For Lease

49 Hinshaw Drive , 370 , Sylvan Lake, AB, Canada

Discover 1,285 sq. ft. of versatile commercial space situated at the high-traffic intersection of ... Get More Info


Listing # A2183769  |  $24.00 Annual / Square Feet

Commercial  |  For Lease

3215 49 Avenue, 103 , Red Deer, AB, Canada

Prime Commercial Space Available!Looking for a smaller, centrally located retail or medical space? ... Get More Info


Listing # A2222928  |  $2,400.00 Monthly / Square Feet

Commercial  |  For Lease

5116 52 Street, 203 , Red Deer, AB, Canada

Commercial condominium space located in the heart of downtown Red Deer. With its strategic ... Get More Info


Listing # A2116038  |  $25,000

Commercial  |  For Sale

4839 50 Street, Alix, AB, Canada

COMMERCIAL LOT ON MAIN STREET!! Walking distance to the lake. Rare opportunity to own your ... Get More Info


Listing # A2173480  |  $30,000 $25.00 Monthly / Square Feet

Commercial  |  For Sale and Lease

179 Leva Avenue, 107B , Rural Red Deer County, AB, Canada

Local Favourite! Here's your chance to own this much beloved specialty liquor store. Located at the... Get More Info


Listing # A2229298  |  $49,999

Vacant Land  |  For Sale

5303 48 Street, Alix, AB, Canada

Peaceful and private setting in a central location — just 35 minutes from Red Deer, Stettler, or ... Get More Info


Listing # A2106668  |  $51,900

Vacant Land  |  For Sale

Lot 5 44 Avenue Close, Alix, AB, Canada

Build your dream home on this affordable .72 of an acre lot in the village of Alix. These lots are ... Get More Info


Listing # A2106672  |  $51,900

Vacant Land  |  For Sale

Lot 8 44 Avenue Close, Alix, AB, Canada

Build your dream home on this affordable .84 of an acre lot in the village of Alix. These lots are ... Get More Info


Listing # A2106667  |  $51,900

Vacant Land  |  For Sale

Lot 4 44 Avenue Close, Alix, AB, Canada

Build your dream home on this affordable .73 of an acre lot in the village of Alix. These lots are ... Get More Info


Listing # A2216828  |  $54,900

Vacant Land  |  For Sale

1927 27th Ave , Delburne, AB, Canada

Fully serviced Residential lot ready for someone to come and build their dream home in the thriving ... Get More Info


Listing # A2141082  |  $57,900

Vacant Land  |  For Sale

5510 48A Street, Bentley, AB, Canada

Discover the perfect place to build your dream home in the new, “Sunset Heights Subdivision,” of the... Get More Info


Listing # A2222710  |  $58,000

House  |  For Sale

5135 48 Street, Consort, AB, Canada

Consort AB bungalow with tons of potential. this property is a detached bungalow with 4 bedrooms. ... Get More Info


Listing # A2222730  |  $59,900

Vacant Land  |  For Sale

5603 48A Street Close, Lot 47 , Bentley, AB, Canada

Discover the perfect place to build your dream home in the new, “Sunset Heights Subdivision,” in the... Get More Info


Listing # A2200306  |  $62,900

Vacant Land  |  For Sale

5605 48A Street Close, Lot 46 , Bentley, AB, Canada

Discover the perfect place to build your dream home in the new, “Sunset Heights Subdivision,” of ... Get More Info


Listing # A2219614  |  $65,900

Vacant Land  |  For Sale

5602 48A Street Close, Lot 40 , Bentley, AB, Canada

Discover the perfect place to build your dream home in the new, “Sunset Heights Subdivision,” in the... Get More Info


Listing # A2219102  |  $65,900

Vacant Land  |  For Sale

5516 48A Street, Lot 39 , Bentley, AB, Canada

Discover the perfect place to build your dream home in the new, “Sunset Heights Subdivision,” in the... Get More Info


Listing # A2217817  |  $65,900

Vacant Land  |  For Sale

5514 48A Street, Lot 38 , Bentley, AB, Canada

Discover the perfect place to build your dream home in the new, “Sunset Heights Subdivision,” in the... Get More Info


Listing # A2222728  |  $69,000

House  |  For Sale

57 Parkland Acres, Lacombe, AB, Canada

Is it time to get into home ownership, a place to call home?57 Parkland Acres is ready and ... Get More Info

Step 1: Figure out how much you can afford.


Falling in love with a house you can’t afford can be heartbreaking. Avoid disappointment by figuring out your budget before you start looking.
 
  • First, decide how much you can afford for your down payment. The Home Buyers' Plan (HBP) allows you to withdraw up to $60,000 from your Registered Retirement Savings Plans (RRSPs) to buy or build a qualifying home. You must be a first-time home buyer or buying for a disabled person. The withdrawn amount must be repaid within 15 years. More on that here. The bigger your down payment, the less principal you will owe, and the less interest you will pay.
  • Don’t forget about closing costs, like insurance, legal fees, home inspection costs, land registration and land transfer fees. Add those to your moving expenses and service hookup fees, and they can add up surprisingly fast.
  • Your monthly housing expenses (mortgage, taxes, heat, etc.) shouldn’t use up more than 32% of your income. (If your combined monthly income is $5000, for example, 32% of that is $1600.) If you have car payments or credit card debt, the rule of thumb is that total debt repayment shouldn’t be more than 40% of your income.
  • Get pre-approved for your mortgage. It’s a good way of finding out how much you can borrow – and it speeds up the process once you’ve found the home you want to buy. Call 403-887-6663 for FREE preapproval services.

Step 2: Figure out what type of home is right for you.


Sit down and make a list of must-haves and nice-to-haves. Be realistic, but be clear about the features you can’t live without. How many bedrooms do you need? Bathrooms? Do you want a home office? A garage? How about a big backyard? Hardwood floors? Eat-in kitchen? Consider your lifestyle and your stage of life. If you’re planning kids in a year or two, the studio loft might not be your best bet.

Step 3: Decide where you want to live.

Living in an area you like is as important as buying a home you love. Do you want to be close to work or is it more important that your family be close to schools and recreational sites?  Do you want the freedom that condo living gives or do you enjory looking after your own property?

Step 4: Start looking.

Go to open houses. Visit mls.ca. Check the classifieds. Drive around neighbourhoods you like looking for For Sale signs. Talk to your REALTOR® about your needs and start looking at properties.

Step 5: Build a team.

Put together the right group of experts to help you buy. Start with a REALTOR® you trust, then look for a reputable lender or mortgage broker, a lawyer (or a notary in Quebec), a home inspector and an insurance broker. Your Team Rush REALTOR® works closely with all of these professionals, and will be happy to recommend people you can depend on.

Step 6: Make an offer.

You’ve found the perfect place – now it’s time to make an offer. An offer to purchase includes the purchase price you’re offering, chattels to be included in the purchase (like appliances or light fixtures), the amount of the deposit, the closing date and any other conditions.

Your REALTOR® will help you prepare your offer, and will present it to the vendor, who will either accept it or make a counter offer (which asks for a higher price or different terms). You can accept or reject the counter offer. If everyone agrees, the home is yours. If not, you can make another offer, or you may have to keep looking.

Step 7: Get a mortgage.

Once you’re approved, you’ll need to decide what type of mortgage works best for your needs. Will you go with a fixed or variable interest rate? Will your mortgage be closed or open? What will your amortization period be? Will you make payments monthly, biweekly or weekly? Your mortgage broker or lender can help you find a mortgage that suits your needs – and saves you the most money in the long term.

Step 8: Move in and enjoy!

Trademarks owned or controlled by The Canadian Real Estate Association. Used under licence.