180 UNION , BATHURST, NB
Charming home in downtown Bathurst walking distance to parks, shops, schools and restaurants! Great location in a quiet residential neighbourhood. Lovely large backyard which is exceptional for the area with many trees and shrubs. This 3 bedroom bungalow has a wonderful layout. Rear entry features enclosed porch, enter the spacious kitchen, formal dining area and living room both with hardwood floors, 3 bedrooms with newer laminate flooring and a full bathroom with updated tub and pedestal sink. Downstairs your will discover a large laundry room! The rest of the basement is open and offers potential, great hobby space. Electrical entrance is 200 amp with breaker panel, windows are PVC and maintenance free, exterior is vinyl siding, heating system is oil hot water radiators and some electric baseboards. Looking for your first home? Own this one for less than you probably pay in rent, interest rates are awesome, a mortgage could run you less than $350/mth! You can't afford not to buy!
Thinking of buying or selling?
Call me for free information and evaluations!
(506) 544 6379
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*according to mls sales data.
Angela is a graduate of Mount Allison University - International Studies (class of 1993). Angela's mother has been in the business since she was a young child and she grew up in the world of real estate! Angela has lived and breathed real estate all her life. It comes naturally, she loves working with people and helping others to make wise choices and good decisions for their future.
Angela has always been very successful in business. She takes great pride in providing clients superior service and support they can count on when buying and selling. Forever grateful for the love and support of her community. Angela is known for giving back and doing her part to help others! Reputation is everything, she looks after your best interests. Working for you and with you never taking for granted the trust and loyalty of her clients.
Call Angela for all your real estate needs!
(506) 544 6379
Falling in love with a house you can’t afford can be heartbreaking. Avoid disappointment by figuring out your budget before you start looking.
- First, decide how much you can afford for your down payment. The Home Buyers Plan lets you withdraw up to $20K per person (or up to $40K per couple) from your RRSPs – tax-free – to be repaid over 15 years. The bigger your down payment, the less principal you will owe, and the less interest you will pay.
- Don’t forget about closing costs, like insurance, legal fees, home inspection costs, land registration and land transfer fees. Add those to your moving expenses and service hookup fees, and they can add up surprisingly fast.
- Your monthly housing expenses (mortgage, taxes, heat, etc.) shouldn’t use up more than 32% of your income. (If your combined monthly income is $5000, for example, 32% of that is $1600.) If you have car payments or credit card debt, the rule of thumb is that debt repayment shouldn’t be more than 40% of your income.
- Get pre-approved for your mortgage. It’s a good way of finding out how much you can borrow – and it speeds up the process once you’ve found the home you want to buy.
You’ve found the perfect place – now it’s time to make an offer. An offer to purchase includes the purchase price you’re offering, chattels to be included in the purchase (like appliances or light fixtures), the amount of the deposit, the closing date and any other conditions.
Your REALTOR® will help you prepare your offer, and will present it to the vendor, who will either accept it or make a counter offer (which asks for a higher price or different terms). You can accept or reject the counter offer. If everyone agrees, the home is yours. If not, you can make another offer, or you may have to keep looking.