Angela Boyle - Helping you is what I do!
(506) 544-6379

 

Featured Property

$132,000.00

843 ST. PIERRE , BERESFORD, NB

Immaculate home, well cared for and many updates through the years. This 3 bedroom bungalow offers a lovely landscaped yard with detached garage and a storage shed. Back patio was redone in recent years and offers a nice place to BBQ and enjoy the fine weather! Kitchen with built in appliances and updated cabinetry. Heat Pump above back entry providing heat and air conditioning! Custom window blinds throughout. Living room is large with hardwood floors. Bathroom has been updated also. Basement is finished also with additional living space. Great value for such a lovely well cared for home. Move in ready!

#1 Realtor in Bathurst!*

​Thinking of buying or selling?
 At Royal LePage we have all the resources and expertise to help you.
 
Helping you is what I do!

Call me for free information and evaluations!
(506) 544 6379


click here to View my MLS Listings

*according to mls sales data.
100% Canadian, Locally Owned and Operated!
Royal LePage Parkwood Realty is locally owned and operated, when you support our business you support your community!  The money stays in our region and we give back to our community continually.
 
Angela is a graduate of Mount Allison University - International Studies (class of 1993).  Angela's mother has been in the business since she was a young child and she grew up in the world of real estate!  Angela has lived and breathed real estate all her life.  It comes naturally, she loves working with people and helping others to make wise choices and good decisions for their future.

Angela has always been very successful in business. She takes great pride in providing clients superior service and support they can count on when buying and selling. Forever grateful for the love and support of her community.  Angela is known for giving back and doing her part to help others!  Reputation is everything, she looks after your best interests. Working for you and with you never taking for granted the trust and loyalty of her clients.


Call Angela for all your real estate needs!
Angela Boyle
(506) 544 6379


 
First-time buyers plan
Navigating the world of Canadian home buying
Step 1: Figure out how much you can afford.

Falling in love with a house you can’t afford can be heartbreaking. Avoid disappointment by figuring out your budget before you start looking.
 
  • First, decide how much you can afford for your down payment. The Home Buyers Plan lets you withdraw up to $20K per person (or up to $40K per couple) from your RRSPs – tax-free – to be repaid over 15 years. The bigger your down payment, the less principal you will owe, and the less interest you will pay.
  • Don’t forget about closing costs, like insurance, legal fees, home inspection costs, land registration and land transfer fees. Add those to your moving expenses and service hookup fees, and they can add up surprisingly fast.
  • Your monthly housing expenses (mortgage, taxes, heat, etc.) shouldn’t use up more than 32% of your income. (If your combined monthly income is $5000, for example, 32% of that is $1600.) If you have car payments or credit card debt, the rule of thumb is that debt repayment shouldn’t be more than 40% of your income.
  • Get pre-approved for your mortgage. It’s a good way of finding out how much you can borrow – and it speeds up the process once you’ve found the home you want to buy.
Step 2: Figure out what type of home is right for you.

Sit down and make a list of must-haves and nice-to-haves. Be realistic, but be clear about the features you can’t live without. How many bedrooms do you need? Bathrooms? Do you want a home office? A garage? How about a big backyard? Hardwood floors? Eat-in kitchen? Consider your lifestyle and your stage of life. If you’re planning kids in a year or two, the studio loft might not be your best bet.
Step 3: Decide where you want to live.
Living in an area you like is as important as buying a home you love. Do you want a busy urban lifestyle, a house in the ‘burbs, or a quiet place in the country? Do you want to walk to work or are you okay with a longer commute? Do you need to be close to good schools? Rec facilities? Shopping?
Step 4: Start looking.
Go to open houses. Visit mls.ca. Check the classifieds. Drive around neighbourhoods you like looking for For Sale signs. Talk to your REALTOR® about your needs and start looking at properties.
Step 5: Build a team.
Put together the right group of experts to help you buy. Start with a REALTOR® you trust, then look for a reputable lender or mortgage broker, a lawyer (or a notary in Quebec), a home inspector and an insurance broker. Your REALTOR® works closely with all of these professionals, and will be happy to recommend people you can depend on.
Step 6: Make an offer.

You’ve found the perfect place – now it’s time to make an offer. An offer to purchase includes the purchase price you’re offering, chattels to be included in the purchase (like appliances or light fixtures), the amount of the deposit, the closing date and any other conditions.

Your REALTOR® will help you prepare your offer, and will present it to the vendor, who will either accept it or make a counter offer (which asks for a higher price or different terms). You can accept or reject the counter offer. If everyone agrees, the home is yours. If not, you can make another offer, or you may have to keep looking.

Step 7: Get a mortgage.
Once you’re approved, you’ll need to decide what type of mortgage works best for your needs. Will you go with a fixed or variable interest rate? Will your mortgage be closed or open? What will your amortization period be? Will you make payments monthly, biweekly or weekly? Your mortgage broker or lender can help you find a mortgage that suits your needs – and saves you the most money in the long term.
Step 8: Move in and enjoy!
Trademarks owned or controlled by The Canadian Real Estate Association. Used under licence.

Angela has also hosted and produced her own television series on Rogers TV!  Angela @ The Cottage
 
Angela Boyle
Angela Boyle
Owner
Royal LePage Parkwood Realty, Brokerage (Independently owned and operated)
1370 JOHNSON AVENUE BATHURST, NB E2A 3T7
Phone: 506.546.0660     
Fax: 506.546.0673     
Mobile:  506.544.6379     
www.royallepage.ca | Privacy Policy | Disclaimer    
Not intended to solicit properties currently listed for sale.The trademarks REALTOR®, REALTORS® and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.
REALTOR® contact information provided to facilitate inquiries from consumers interested in Real Estate services. Please do not contact the website owner with unsolicited commercial offers.

Copyright© 2017 Jumptools® Inc. Real Estate Websites for Agents and Brokers